You must have heard people say – ‘I got a good credit card deal’. So if
you happen to be looking for a credit card at that moment, do you just
go with what your friend has told you as a good credit card deal?
Let’s check what one can term as a good credit card deal. A credit card
deal is good if it works for you. So, if the credit card fits into your
lifestyle in a way that rakes in maximum benefits for you, that is a
good credit card deal. The most important thing to realize here is the
word ‘your’ as in ‘your lifestyle’. So logically speaking there is
nothing like a good credit card deal. What it is – is good credit card
deal for ‘you’ i.e. the individual who is going to use that credit card.
This is because the lifestyle and the needs differ from person to person
(and that is precisely the reason why every credit card supplier offers
so many different kinds of credit cards). It might be true in some cases
(where the lifestyle of two individuals/friends is similar) that the
credit card deal which is good for one be good for the other too,
however, this is just in a few cases.
You can always check with your friend who has recently got a credit card
deal, since that might cut down the time needed for
researching/hunting-for a good credit card deal. However, it’s really a
matter of evaluating your own needs. If you travel a lot and to far off
places by air, a card that offers you good rewards/rebates/benefits on
travel would comprise a good credit card deal. Sometimes the airlines
themselves have their own credit card issuing/supplying company from
where you can get a good credit card deal. For people shopping at a
particular retail store or a shop, a good credit card deal would be a
card that offers discounts, rebates and rewards on shopping. Again, the
retail stores themselves might have credit cards on offer that could be
beneficial to you. Then there are credit card deals that are linked to
gasoline stores or big grocery chains. If you don’t have any specific
needs, you might use a general purpose credit card that gives reward
points on every purchase you make on your credit card. These points can
then be redeemed for cash/rewards. Hence, this card could become a good
credit card deal for you.
Good, for credit card deals, is really a relative term and there is no
credit card deal which is equally good for all.
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